A simple Better Money Management

system for everyone

When it comes to money you can only be

in one of three states:

Sinking, Drifting or Cruising

Our Personal Money Tracker shows you which stage you're in and helps you better your situation.

...but Better Money Management

isn't a just about using a budget planner...

There are some aspects of money not taught to us and this means we don't always make the best decisions. We'll touch on some of the thought patterns that don't help us improve our money situation and go over some of the things you need to know before you start to make more money.

On top of this, some people won't have taken the time to fully analyse their expenses so although a budget planner will be a "best guess" of their situation, they would likely be spending about as much as they earn, and this will continue for years...


The Personal Money Tracker gives you the bigger picture. Take control today.

What does our system include?

Money Management Modules

Going through each of these modules will equip you with awareness of key ideas for better money management:

1. Sinking, Drifting, Cruising

2. Punch Debt In The Face

3. Waternomics

Online Money Management Tools

These tools help you track and monitor your money so you can easily make changes to the way you are using your money, and improve your situation:

The Personal Money Tracker

True Cost Of Having A Car

Goal Funder

Easy To Read Guides

"Don't Do What I Did" is aimed at adults of all ages and "Seeds" is aimed at ages 8+

Both books are design to be easy reads to help others avoid some of the mistakes and traps I fell into. There are also other recommended books as part of your journey.

How to get started

Step 1

Join BMM

For Free

Do you find that you often think about a better money situation? Do you have a couple of credit cards?

Are you trying to get on the property ladder? Sign up

To help you reduce debt, increase earning potential, plus a chance to win £100 in treasure hunts all included in your membership

You change your financial future and we help break the cycle of people falling into debt, and help you protect your finances for you and your family.

Credit Card

Let's get you into a better money situation

Whether you want to get rid of debt quicker, or you're saving for a deposit on a home, or you're just tired of seemingly always running out of money, you can decide today to make that step towards a better money situation by joining BMM.

To make this even easier for you, you can become a member, use the modules and tools for 14 days and if you don't see how this is going to help you, just send us a screenshot of The Personal Money Tracker showing whether you are Sinking, Drifting or Cruising, and we'll give you your money back.

Note: You won't be able to win a treasure hunt prize until after 14 days

Go ahead a click the join button to get access

The Past

After University, I got a job in Finance, but that didn't stop me from getting myself into over £38k of debt through multiple loans and credit cards, especially after hearing one of the worst sentences I could have ever heard from a work colleague...

The Present

I was fortunate enough to be introduced to a couple of key finance ideas and principles which helped me start my journey to reverse my debt situation and go on to write two books on Personal Finance, create finance workshops and help others towards their goals.

The Future

Helping people just like you establish whether they are Sinking, Drifting or Cruising. Not just individuals and families but organisations too. Getting to people as early as possible so they can avoid as many of the money traps and mistakes as early as possible.

 My Story